Today, March 23, 2010, President Barack Obama signed the historic health care bill into law. A divisive topic between parties, and the public in general, this new law unearths a number of debates – both for and against this new era in American health care.

The sweeping health care legislation has both short and long-term implications and an uphill battle to climb in the face of Republican adversity. In the meantime, the Metro Detroit has provided something by way of a summary as to what many of us can expect experience in the near future:

If you have no insurance

Uninsured people with medical problems will be able to buy coverage through a high-risk health insurance pool later this year.

If you have a preexisting health condition

Starting this year, insurance companies can no longer exclude coverage for preexisting health conditions. They also cannot suddenly cancel your policy.

If you have kids at home in their early 20s

Beginning this year, they can be covered under your health plan up to age 26 — no matter their status, in school, out, working or idle.

If you have a business with 25 or fewer workers

You may be able to claim a tax credit of up to 35% of the cost of providing health insurance for your employees.

If you are a senior citizen on Medicare

Those in Medicare’s prescription coverage gap will get a $250 rebate this year.

And what happens next?

2011: More money to community health centers treating lower-income and uninsured people.

2012: Nonprofit insurance co-ops established.

2013: New 2.3% sales tax on medical devices — but many items are exempt.

2014: Requires citizens and legal residents to have health insurance, except in cases of financial hardship, or pay a fine to the IRS.

Clutchettes and Gents, we’d love to hear where you sit, stand, or meander on this landmark issue, which will undoubtedly affect the rest of our lives, as well as future generations.

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  • Nic

    as a 21 year old with only a few months left until i graduate I am happy that I do not have to scramble around trying to figure out how im going to pay for my many prescriptions or if I’ll even be able to receive insurance because my family has a history of diabetes. i for one am very happy that this passed. nothing is perfect and this bill sure isn’t, but nothing is sealed in stone, so things can and will be changed in the future.

    • Lol, poor Jeremy is going to need free healthcare if he keeps stressing it like this.

  • “T”

    Jeremy, I find it interesting that you’re worried about the insurer raising premiums to meet costs as pointed out in point #14.

    14. You are a health insurer and you want to raise premiums to meet costs? Well, if that increase is deemed “unreasonable” by the Secretary of Health and Human Services it will be subject to review and can be denied. (Section 1003)

    Insurance companies deny dying patients everyday because they deem a procedure not medically necessary causing a treatment to be DENIED! I find it amusing that they may get a taste of their own medicine. Insurance companies are not for the people at all and never have been. You sympathizing for them is hilarious.

  • Kuma

    Buying toys for your child:

    1.) Wanted to keep your child from choking on small parts and dying? Too bad. Legos weren’t designed to be easily removed from your child’s esophagus and thanks to the toy’s designers, you might as well let them play with them in the middle of the street since the safety factor is roughly the same.

    2.) Wished that you had more money for your day to day expenditures? Maybe more money to pay your bills with? Tough. Your children have claimed some of your income already in the form of their ENTERTAINMENT (of all things) and are destined to make your life more difficult in the form of financial burden.

    3.) Like having a clean house to impress company with? Don’t count on it. Your children will leave their toys around the house THAT YOU BOUGHT WITH YOUR OWN MONEY, creating an environment of chaos that will turn away friends and acquaintances. Be prepared for your social life to to diminish with the purchase of new toys.

    See? I can make something nice sound like the world is ending too!

    • s

      other than that last sentence I completely agree.