If you thought all you had to worry about was paying back your student loans, having a place (other than your parents’ house) to call home and maybe, just maybe scoring a job to cover it all after you graduate, you’re wrong.  If you’re one of many college students who will graduate with less than a stellar credit history, your internships, experience and the degree that you’ll have under your high-waist belt may not be enough to impress employers. According to a survey conducted by the Society for Human Resource Management, 60 percent of employers run credit checks on at least some of their job applicants, checking for honesty and responsibility. Given the state of the economy, bad credit is increasingly becoming a common thing. Still, employers are not backing down in their practices. There is good news though. Currently, 16 states are working to make it illegal for employers to perform credit checks on applicants of most jobs. For the residents of Hawaii and Washington state, this ban is already in place. Another positive is that student loans and medical bills may not be held against you, and employers do offer the chance to explain the reasons behind certain items that may show up on your report like collections and legal judgments, which is the main concern.

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