finance

Black Unemployment Rate Falls to Lowest Rate Since 2007

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As the economy has been getting better, one number has been stubbornly high: the unemployment rate for Black Americans. While Black folks have always found it more difficult to find jobs than their white counterparts, the unemployment rate for African-Americans has remained in the double digits for the...

Debt Collectors Chase Black People More Than Anyone Else, Study Says

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African-Americans are more likely than whites to be called by debt collectors even though both groups report having equal levels of debt and repayment rates, a new survey from Demos and the NAACP Economic Department found. The two organizations surveyed moderate-income American households with credit...

I Still Haven’t Woken Up In A New Buggatti! Is Rap Culture Tainting Our Financial Reality?

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A writer over at Elite Daily expressed in an article “25 Sitting On 25 Mill: Why Rap Culture Is Ruining Our Generation’s Perception of Money,” that a college graduate should be lucky enough to land an unpaid internship. Harsh fact while over in a world...

3 Things To Do With Your Tax Return This Year

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It’s the most wonderful time of the year! No, not Christmas … tax time! The time of year when the government gives us back at least some of the money we’ve missed and needed all year long. For some tax return time is a time...

Is Lay-a-Way A Good Option?

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If layaway wasn’t around when I was a kid, Christmases would have been bleak.  My mother was the Queen of Layaway. With four kids, it wasn’t always practical for her to splurge at one time for all of us. Typically, her Christmas layaway shopping started...

Put The Pedal To The Metal: Leasing vs Buying A Car

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Last night I received yet another speed camera ticket. Ever since I bought my new car last October, it’s been one speed camera ticket after another. When I have my “soccer mom” crossover SUV, I never had these issues. But put me in a red...