But, there are three books full of information you’ve probably never considered before, and tested techniques that work in making your new life in the real world as stress-free as possible. You’ll learn the best approaches to paying off the kind of debt you have, saving on everyday things, saving for a rainy day, and getting the things you need and a few you want too.

TheStreet.com writer Farnoosh Torabi says go ahead and have your Sprinkles Cupcakes and Jimmy Choos too, but asks the very important question what are you willing to sacrifice for a week, a month, maybe even a year to get it? Priority is the name of Torabi’s game in You’re So Money, and at the top of the list is ensuring your financial security as you’ll see in chapters “ Because Life Happens,” “Getting Covered,” and “No More Debt Drama.” But, according to Torabi, you can “live rich even when you’re not” and still keep your finances in check. How? Splurge smart! Since looking the part is essential to getting the power and perks you desire, regularly updating your wardrobe with killer key pieces is necessary for you-and that’s cool. But, you may need to downgrade from your loft apartment to a more modest one to allow for the extra funds until you snag that swanky position. If you’re dieing to own that new DVF wrap dress, then you can survive without your daily caramel machiatto and blueberry crumble muffin for three months. The “good life” is different for everyone, and unless you’re uber rich, cutting back on one or two things you regularly enjoy long enough to make room for something else you need or just want is not only smart, it won’t shock your budget.

By no mistake, our generation is one that’s under financial attack (ruin?), and voice of The Nation and Pulitzer Prize nominee Anya Kamenetz addresses how a whole generation’s future was “sold out for student loans, credit cards, bad jobs, no benefits, and tax cuts for rich geezers” in Generation Debt- a serious read that will have you asking yourself if your $37,000 student loan bill, four maxed out credit cards, five years of classes, and 3 internships that equaled a $25,000 a year salary-if you’re lucky, to pay back the high cost that came with being a student really all your fault? If your mouth has been agape trying to figure out how you’re supposed to begin your life since graduating in deep debt, the answer lies in Generation Debt. Kamenetz will not only have you raise your eyebrows in question, shock, and even anger you, she tells you how to fight back!

Lynnette Khalfani-Cox provides a stress-free, proven method for wiping out credit card debt, with Zero Debt for College Grads. If you thought your GPA was the most important number in your life, you’ll soon see that it’s your FICO score that will make all the difference in how you live-no matter your GPA. She addresses how to “live large on small change,” “how to squeeze lots of extra money from your job,” and whether student loan consolidation is right for you right now or not. Khalfani-Cox goes deep with this one addressing topics for those who are have already drowned. Wage garnishment, defaulting on your loans, loan rehabilitation programs and repayment assistance are just a few of the more serious topics Zero Debt for College Grads cover.

• Quicksand and Passing
  Nella Larson
• Imperium In Imperio
  Sutton E. Griggs
• 10 Bad Choices: That Ruin Black Women’s Life
  Grace Cornish
• A Mercy
  Toni Morrison
• The January Girl
  Goldie Taylor
• Now Is The Time To Open Your Heart
  Alice Walker
• Push
  Sapphire
• White Oleander
  Janet Fitch (With)
• The Brief Wondrous Life of Oscar Wao
  Junot Diaz
• Why Men Love Bitches: From Doormat to Dreamgirl – A Woman’s Guide to Holding Her Own in a Relationship
  Sherry Argov
• Make It Happen
  Kevin Liles
• Perfect Girls, Starving Daughters: How the Quest for Perfection is Harming Young Women
  Courtney Martin
• The Bluest Eye
  Toni Morrison
• The Prophet
  Kahlil Gibran
• Mama’s Girl
  Veronica Chambers

• Around the Way Girls
  LaJill Hunt, Dwayne S. Joseph
• Mommy’s Angel
  Miasha
• Feel the Fire
  Adrianne Byrd
• And on the Eighth Day She Rested : A Novel
  J. D. Mason
• Diary of a Groupie
  Omar Tyree
• Parable of the Sower
  Octavia E. Butler
• Change We Can Believe In: Barack Obama’s Plan to Renew America’s Promise
  Barack Obama
• I’m Chocolate, You’re Vanilla : Raising Healthy Black and Biracial Children in a Race-Conscious World: A Guide for Parents and Teachers
  Marguerite Wright
• The Beautiful Struggle : A Father, Two Sons, and an Unlikely Road to Manhood
  Ta-Nehisi Coates
• Black Sun Signs : An African-American Guide to the Zodiac
  Thelma Balfour, Simon & Schuster Fireside
• Dust Tracks on a Road : An Autobiography
  Zora Neale Hurston, Maya Angelou (Introduction)
• The Go Green East Harlem Cookbook
  Scott M. Stringer (Editor)
• Don’t Blame It on Rio : The Real Deal Behind Why Men Go to Brazil for Sex
  Jewel Woods, Karen Hunter
• Promises to Keep
  Joe Biden
• Soul Wisdom
  Zhi Gang Sha
• Left to Die
  Lisa Jackson
• Identical
  Ellen Hopkins

• The Power of Now
  Eckhart Tolle
• Change Your Brain, Change Your Life
  Daniel G. Amen
• When You Are Engulfed in Flames
  David Sedaris
• Destini the Chocolate Princess
  Joan Lewis
• The Mary Kay Way
  Mary Kay Ash
• Parable of the Sower
  Octavia E. Butler
• Dreams from My Father : A Story of Race and Inheritance
  Barack Obama
• Black Girl/White Girl
  Joyce Carol Oates
• Jack and Jill
  James Patterson
• Small Steps
  Louis Sachar
• Pink Slip
  Rita Ciresi
• Someone Knows My Name
  Lawrence Hill
• Good Hair
  Benilde Little
• Dirty Red
  Vickie M. Stringer
• Parable of the Sower
  Octavia E. Butler
• Joy
  Victoria Christopher Murray
• Witness
  Karen Hesse

“Chronicles the triumph of a free spirit over many kinds of bondage.”

Biography
Margaret Walker (1915-1998) was one of America’s most popular and respected African-American writers and scholars. She first gained national recognition with the 1942 poetry collection For My People, a winner of the Yale Younger Poets Award. She was awarded the Houghton Mifflin Literary Fellowship for her novel Jubilee, which became a national bestseller. Among the most formidable literary voices to emerge in the twentieth century, she will be remembered as one of the foremost transcribers of African American heritage.

• The Midnight Hour (Madaris Series)
  Brenda Jackson
• One in a Million
  Kimberla Lawson Roby
• Black Widow: A Novel
  Nikki Turner
• Street
  Ann Lane Petry
• Parable of the Sower
  Octavia E. Butler
• Dreams from My Father : A Story of Race and Inheritance
  Barack Obama
• Black Girl/White Girl
  Joyce Carol Oates
• Jack and Jill
  James Patterson
• Small Steps
  Louis Sachar
• All Aunt Hagar’s Children
  Edward P. Jones
• Her Little Black Book
  Brenda Jackson
• Vixen Diaries
  Karrine Steffans
• Rose That Grew from Concrete
  by Tupac Shakur, Nikki Giovanni (Foreword by) , Leila Steinberg
• Through My Eyes
  Ruby Bridges, Margo Lundell (Editor)
• Bitch
  Deja King
• Witness
  Karen Hesse

• The Women Who Raised Me
  Victoria Rowell
• My Jim
  Nancy Rawles
• Shaking the Tree : A Collection of New Fiction and Memoir by Black Women
  Meri Nana-Ama Danquah
• Black Masculinity and the U.S. South : From Uncle Tom to Gangsta
  Riche Richardson
• He’s Just a Friend
  Mary B. Morrison
• November Blues
  Sharon M. Draper
• Someone Knows My Name
  Lawrence Hill
• Skin I’m In
  Sharon G. Flake, Tk
• Jason and Kyra
  Dana Davidson
• Chyna Black
  Keisha Ervin
• I Love My Hair
  Natasha Anastasia Tarpley, E. B. Lewis (Illustrator) , Earl B. Lewis (Illustrator)
• The New Paradigm for Financial Markets: The Credit Crisis of 2008 and What It Means
  George Soros
• Blink: The Power of Thinking without Thinking
  Malcolm Gladwell
• Designed for Success
  Dondi Scumaci
• The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich
  Timothy Ferriss
• Quantum Wellness
  Kathy Freston

• The 48 Laws of Power
  Robert Greene
• Married Men
  Carl Weber
• Sugar
  Bernice L. McFadden
• Them
  Nathan McCall
• Fly On The Wall
  Trista Russell
• Crack Head
  Lisa Lennox
• The House on Mango Street
  Sandra Cisneros
• Diary of a Street Diva
  Ashley Jaquavis
• Three Cups of Tea
  Greg Mortenson
• Love Is Not Enough
  Merryn Somerset Webb
• Seven Guitars
  August Wilson, Tony Kushner
• Losing It
  Valerie Bertinelli
• Maya Angelou: A Glorious Celebration
  Marcia Ann Gillespie, Richard A. Long, Rosa Johnson, Rosa Johnson Butler, Oprah Winfrey
• Death Before Dishonor
  50 Cent
• Pleasure
  Eric Jerome Dickey
• Brother to Brother: New Writings by Black Gay Men
  Essex Hemphill

• All About Love
  Susan L. Taylor
• Wifey
  Ki Ki Swinson
• Looker
  Stanley Bennett Clay
• 26a
  Diana Evans
• The Amen Sisters
  Angela Benson
• Ida: A Sword Among Lions: Ida B. Wells and the Campaign Against Lynching
  Paula J. Giddings
• Pants on Fire
  Maggie Alderson
• Brick Lane
  Monica Ali
• In My Father’s House
  Ernest J. Gaines
• I See Black People
  Kristal Brent Zook
• A New Earth
  Eckhart Tolle
• Maximum Ride
  James Patterson
• Four Queens: The Provencal Sisters Who Ruled Europe
  Nancy Goldstone

• Long Overdue
  Charles P. Henry
• Leaving Atlanta
  Tayari Jones
• Dead Broke
  Trista Russell
• Rock My Soul: Black Folk and Self-Esteem
  Bell Hooks
• Something on the Side
  Carl Weber
• The Traveler’s Gift: Seven Decisions That Determine Personal Success
  Andy Andrews
• Tell Them I Didn’t Cry: A Young Journalist’s Story of Joy, Loss, and Survival in Iraq
  Jackie Spinner,David Ignatius
• Sin No More
  Kimberla Lawson Roby
• The Last Leaf of Harlem: Selected and Newly Discovered Fiction by the Author of The Wedding
  Dorothy West
• Song Yet Sung
  James McBride
• Brother, I’m Dying
  Edwidge Danticat
• Them: A Novel
  Nathan McCall
• Passin’
  Karen E. Quinones Miller
• Two Wrongs Don’t Make A Right by Brenda Hampton
  Brenda Hampton
• Something He Can Feel
  Marissa Monteilh